Business Funding.
AI-Matched. Fast.

Our AI-powered advisor analyzes your business profile and connects you with the best funding options — MCAs, SBA loans, equipment financing, and more. Nationwide coverage.

See What You Qualify For →
✓ No credit score minimum · ✓ Funding in 24-72 hours · ✓ All 50 states

What is Pegasus Funding Group?

Pegasus Funding Group is an AI-powered business funding advisory that connects small and mid-size businesses with the right capital solutions. We work with a network of direct lenders and funders to match you with merchant cash advances (MCAs), SBA loans, equipment financing, revenue-based financing, and working capital — based on your business's actual revenue and needs, not just your credit score. We serve businesses in all 50 states with funding decisions in as little as 24 hours.

The Right Capital for Your Business
Every business is different. Our AI analyzes your revenue, time in business, and industry to recommend the funding product that fits best.

Merchant Cash Advance (MCA)

Get a lump sum in exchange for a percentage of future sales. Ideal for businesses with strong daily revenue. No fixed monthly payments — you pay back as you earn.

$5K – $500K
🏦

SBA Loans

Government-backed loans with competitive rates and longer terms. Best for established businesses looking for large amounts with predictable repayment.

$50K – $5M
🔧

Equipment Financing

Finance the equipment your business needs — vehicles, machinery, tech, medical devices. The equipment itself serves as collateral.

$5K – $2M
💰

Working Capital

Short-term capital to cover cash flow gaps, inventory purchases, payroll, or seasonal dips. Quick approval, flexible repayment.

$5K – $250K
📈

Revenue-Based Financing

Repay a fixed percentage of monthly revenue. Payments flex with your income — no fixed payment burden during slow months.

$10K – $1M
🏗️

Construction Funding

Specialized funding for contractors and construction companies. Cover materials, labor, and project costs with milestone-based disbursements.

$25K – $2M
From Application to Funding in 3 Steps
1

Apply Online

Fill out a quick form with your business details. Takes less than 5 minutes. No impact on your credit score.

2

AI Match

Our system analyzes your profile and matches you with the best funding options from our network of 50+ lenders.

3

Get Funded

Review your options, choose the best fit, and receive funds in your account within 24–72 hours.

Minimum Requirements
We work with a wide range of credit profiles. Here's what we typically need to get started.

Business Profile

  • Minimum 3 months in business
  • $10,000+ monthly revenue
  • Any industry considered
  • All 50 states accepted
  • Startups and new ventures welcome

Documents Needed

  • Last 3–6 months of bank statements
  • Government-issued ID
  • Voided business check
  • Basic business application
  • Proof of business ownership

Ready to Get Funded?

Take 5 minutes to apply. Our AI will match you with the best options from 50+ lenders. No obligation, no credit impact.

Frequently Asked Questions
What credit score do I need?
We work with a wide range of credit profiles. While higher credit scores open up more options (especially SBA loans), many of our funding products focus primarily on your business revenue rather than personal credit. We can often find solutions for credit scores as low as 500.
How fast can I get funded?
Most of our clients receive funding within 24–72 hours of approval. Some products, like merchant cash advances, can fund in as little as 24 hours. SBA loans may take 2–4 weeks due to the government underwriting process.
Does applying affect my credit score?
No. Our initial application and AI matching process do not impact your credit score. A hard credit pull only occurs if you choose to move forward with a specific lender that requires one.
What industries do you fund?
We fund businesses across virtually all industries — restaurants, retail, construction, medical practices, trucking, e-commerce, professional services, and more. Some high-risk industries may have additional requirements.
What's the difference between an MCA and a loan?
A merchant cash advance is not technically a loan — it's an advance on your future revenue. You sell a portion of future sales at a discount. There's no fixed monthly payment; repayments flex with your daily sales. A traditional loan has fixed payments and interest rates. The right choice depends on your cash flow patterns.
Is there a fee to use Pegasus Funding Group?
No. Our advisory and matching services are free to business owners. We're compensated by the lenders in our network, so there's no cost to you.